69 %
of procurement leaders surveyed in Europe cited technical complexity as the main barrier to adopting embedded finance solutions for procurement
quickly without relying on paperwork. Faster, more predictable payments improve cash flow visibility and reduce friction, helping to strengthen supplier relationships and build trust.
With near-real-time visibility into spending, companies can better monitor contract compliance, track payment schedules and resolve discrepancies promptly. This transparency reduces errors and strengthens financial controls across the supply chain.
Additionally, embedded payments enable automated approval workflows, allowing teams to focus less on administrative tasks and more on fostering stronger supplier relationships and strategic initiatives.
Q. WHAT ARE THE KEY CHALLENGES IN INTEGRATING DIGITAL PAYMENT SOLUTIONS AND HOW CAN THEY BE OVERCOME?
» One of the key challenges in integrating digital payment solutions is dealing with legacy systems that aren’ t designed for modern payment technologies, leading to manual processes and fragmented workflows. This makes adoption difficult for many companies. In recent research from Mastercard, 69 % of procurement leaders surveyed in Europe cited technical complexity as the main barrier to adopting embedded finance solutions for procurement.
At Mastercard, we’ re helping businesses overcome these challenges by
178 November 2025